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Student Loan Application

Can a Co-Signer Cause a Default on Your Private Student Loan?

When signing up for a private student loan, you would not expect that a co-signer could hurt or jeopardize your credit. Since private student loans tend to have higher interest rates, oftentimes student borrowers get a co-signer in order to reduce those rates. After 2008, the...
02 May 14
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Solar Panels and Windmills

Legislation Aims to Freeze Ohio Energy Efficiency Standards

As climate change and other environmental issues gain more momentum, it is clear that renewable energy sources (RES) are needed to help protect the environment and the health of others. As energy consumers and greenhouse gas emitters, using environmentally friendly electricity...
01 May 14
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Open Internet Sign

Consumers Get a Second Chance to Defend Net Neutrality

Open internet advocates see net neutrality as an important component of a free and accessible internet. They assert that a regulated internet would destroy its very purpose, which is to provide a space where ideas and information can circulate freely. However, a pending decision...
29 Apr 14
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Caduceus Symbol (Medical Symbol)

FDA Approval of First HPV Test for Cervical Cancer Screening in Question

Earlier last week you may have heard health advocates advise against a new DNA test, manufactured by Roche, which detects the human papillomavirus. But that’s not why groups have advised against the test. The genetic HPV test has actually been available for a few years now, but...
28 Apr 14
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Row of Houses

Why Housing Reform Needs to Include Affordable Credit for Minorities

Right now, there are several legislative proposals in Washington aimed at revamping the mortgage market. Of note, Senators Tim Johnson (D-S.D.) and Mike Crapo (R-ID) recently presented a housing finance reform bill that aims to eliminate the GSEs, Fannie Mae, and Freddie Mac, and...
27 Apr 14
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Desolated San Bruno Neighborhood

Three Years Later, San Bruno Residents Are Still Recovering From The Explosion

The Fire On a Thursday evening, Mayor Jim Ruane cuts a ribbon on the new music store that opened in downtown San Bruno. Shortly after 6 o’clock he leaves the store, looks up the hills and terrain of the city, and sees an immense ball of fire. He gets into his car and drives down...
23 Apr 14
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Sick Employee

The Inequalities Behind Access to Paid Leave

Though it might seem like common sense to provide every employee with paid time off for emergency situations, paid leave is not as common as one might think. According to new research, paid leave is even less likely for low-wage, Hispanic and part-time workers. Due to these...
22 Apr 14
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Electrical Towers

Should Utility Companies Disclose Their Earnings?

Sponsored by Senator Dan Brown (R-MO), the Utility Transparency and Fairness Act aims to force Missouri’s investor-owned utility companies to disclose their earnings to the public. “State utility commissions set the allowable profit that these utility companies are allowed...
19 Apr 14
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What Bank of America Customers Need to Know About the CFPB Penalty

Earlier this month, the Consumers Financial Protection Bureau charged Bank Of America and FIA Card Services for billing cardholders for services they did not receive or using improper methods to sell products to consumers. Services included identity theft protection and credit...
17 Apr 14
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Reviewing Employment Want Ads

Women’s Unemployment Increases In Spite of Job Gains

Over the years, there have been many successes for women in the workplace, particularly for younger women. Data shows that younger women are starting their careers better educated than males, are earning more money than their mothers and grandmothers did, and have entered the...
17 Apr 14
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This Website’s material is for informational purposes only. It is not legal advice, and it is not a substitute for legal advice. This website does not create an attorney-client relationship with persons who view it. Prior to taking any action that could affect their legal rights, consumers should always and under all circumstances consult with a qualified lemon law and/or consumer rights attorney. The Vachon Law Firm is licensed to practice in the State of California, and not in any other jurisdictions. This Website’s information is solely and exclusively for California residents. It is not a solicitation for employment in any other jurisdiction.

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